Family-Owned Businesses

Advisory-Driven Financial Services for Intergenerational Success

Balancing operations, ownership, and legacy makes running a family business uniquely complex. Whether you're planning for growth, navigating transitions, or clarifying financial roles across generations, Ralph & Levinson offers practical support tailored to closely held companies.

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Strategic Solutions for Business and Family Harmony

Family-run companies operate at the intersection of personal and professional. Our team helps you stay compliant, plan tax efficiently, and align your finances with your shared vision—whether you’re just getting started or preparing for a generational handoff.

At Ralph & Levinson, we can assist with:

  • Owner compensation planning and dividend strategies

  • Tax structuring for family trusts, holdings, or legacy assets

  • Business succession and transition planning

  • Intergenerational wealth preservation strategies

Call Us Today: (250) 727-6444

Why Family Businesses Choose Ralph & Levinson

Personal Understanding With Professional Rigor

We understand the sensitive nature of working with family—because our roots are in relationships. We bring technical expertise with emotional intelligence.

Tailored Structures for Shared Ownership

whether you need support setting up a holding company, managing shared income or voting rights, we help you establish fair and functional structures to plan for the future.

Confident Tax Planning Across Generations

Whether you’re optimizing current-year filings or thinking 10 years ahead, we help families make informed decisions that reduce taxes and build financial clarity.

Proactive Support Through Life Events

We’re here to support you through every milestone—launches, retirements, acquisitions, and transfers—ensuring tax-smart moves that support your goals.

Relationship-Driven Long-Term Partnership

We build enduring client relationships because we value continuity—just like you do. Our team is accessible, invested, and trusted by business families across BC.

Services Focused on Family Enterprises

Tax & Advisory for Multi-Generational Companies

Corporate Tax & Income Distribution

  • Salary vs. dividend strategy for owner-operators

  • Planning for multiple shareholders and income streams

  • T2 filings and optimization for family-run corporations

Intergenerational Transition Planning

  • Business handoff and exit roadmaps

  • Guidance on succession and continuity planning

  • CRA-compliant transfers and estate minimization

Family Trusts & Holdings

  • Set up and maintenance of family trusts

  • Tax guidance for holding companies

  • Integrating personal and corporate goals

Family Trusts & Holdings

  • Set up and maintenance of family trusts

  • Tax guidance for holding companies

  • Integrating personal and corporate goals

Capital Gains & Exit Scenarios

  • Lifetime Capital Gains Exemption planning

  • Selling the business or passing it down tax-efficiently

  • Planning for liquidity events and legacy transfers

GST/HST & Remittance Compliance

  • Ensuring smooth transitions with tax accounts

  • Family member roles and CRA payroll rules

  • Multi-entity GST/HST strategies

Looking for Something Else?

We provide strategic planning and corporate tax services that adapt to your family’s evolving needs.

How We Collaborate With Business Families

Focused on Continuity and Clarity

Our process is designed to reduce uncertainty, support clarity among stakeholders, and help families thrive together. We take the time to understand your values and your vision.

Explore & Understand

We meet with key family members and leadership to clarify roles, financial goals, organizational structure and to understand the collective vision for the company.

Identify Opportunities & Risks

We review filings, ownership shares, compensation models, and estate plans to uncover ways to improve efficiency and minimize friction.

Implement & Adjust

From tax filing to succession mapping, we work with you through all of the details and to ensure they align with your family businesses ever evolving goals.

Stay Connected

We remain available for strategic questions, scenario planning, and regulatory updates—offering support through every chapter of your business.

Let’s Talk About Your Family Business

We support families navigating business complexity with steady, strategic financial guidance. Use the form below to start a conversation with our team.